Updates! – How We Are Serving You Safely
Yes! Palladino Lending Solutions is right for everyone! We match affordability with the right car, making your car shopping experience a great one.
How do I qualify?
No matter your credit situation, good or bad, everyone can benefit from Palladino Lending Solution’s credit specialists. We work with key industry partners to ensure that everyone’s needs are met.
What services do you provide for me?
How do I know what my credit score is?
With your consent we will do a complimentary credit check.
What is my interest rate going to be?
Interest rates are based on the customer’s credit history and can range anywhere from 0% to 30%. We prefer to focus on a payment that fits your budget no matter what the interest rate is.
Return to Prime is a brand-new program that we offer to help you build up your credit score, all while rewarding you for your repayment efforts! Subprime car loan interest rates can range from 8.99% all the way up to almost 30% in some cases, and with a typical loan, the interest rate for the duration of the repayment period would remain the same. But that doesn’t seem fair if you are making all of your payments on time, does it? We don’t think so either!
That’s why when you borrow with us and our Return to Prime program, we will reduce your loan’s interest rate year over year when you make all of your payments on time. This keeps more of your hard-earned money in your pocket all while re-establishing your credit score.
Return to Prime has two major benefits:
Mission: to work collaboratively with our clients to assist with the purchase of a vehicle, no matter their credit history.
Values: integrity, honesty, commitment, transparency.
According to Statistics Canada, nearly 40% of car purchases are not approved by major banks. With thousands of customers served, Palladino Lending Solutions is quickly becoming a prominent leader in providing car loans to those with credit challenges. No matter the circumstance, whether it is a divorce, bankruptcy, illness, loss of job, or simply falling upon tough times, Palladino Lending Solutions is here to help.
We understand that it can be difficult to get approved for financing or leasing when buying a vehicle. We are a group that finds a solution for all car buyers, no matter what their credit challenges are – and we help you to build your credit in the process!